Life Insurance & Leveraged Life Insurance Planning

This tool, if structured properly, can be an integral part of your tax and wealth management planning.

A properly structured strategy will make a significant difference to your life, business, wealth management tax and estate planning. This area of planning requires a 360° view and complete understanding of your life situation and when done correctly, it will enhance your life and financial planning.

We understand and implement strategies that can save you tax  and increase after tax cash flow while living. We also combine these strategies with your estate planning to ensure efficient transition of your wealth to your beneficiaries and charities. PPI Advisory will assist us when needed during this process by providing complementary tax and legal Advisory services that will assist you and your Tax Advisory team when implementing your planning.

A few points to consider:

  • Create capital when needed on death or illness.
  • Grow capital tax free.
  • Rebalance portfolios tax free
  • Leverage your capital for investment or business purposes and enhance your cash flow after tax
  • Minimize carrying costs using leveraging strategies. Some circumstances can result in net costs to be $0 from year one.  
  • Fund estate taxes
  • Estate equalization and planning
  • Fund shareholders agreements
  • Executive benefits strategies
  • Enhance your charitable gifts
  • Enhance privacy post mortem
  • Avoid possible estate contest ability issues
  • Avoid pitfalls of will planning
  • Tax free savings account for your corporation can assist with reclaiming your $500,000 small business on business income.